Income
Expenses
Budget summary
Add items to see your summary.
Build a simple monthly budget: add income and expense items, then see your balance, savings rate, and spending breakdown instantly.
Add items to see your summary.
Add one row per income source and one per expense, then type the monthly amounts. Totals, remaining balance, and your savings rate update live with every keystroke, and the bar shows expenses as a share of income.
Rows can be added or removed freely, so the planner fits anything from a student budget to a household with many categories.
The savings rate is the share of income left after expenses. The classic 50/30/20 guideline suggests aiming for 20% saved, and the summary tells you whether you are there.
If the bar turns red, expenses exceed income, which means the budget does not balance and something has to give.