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Inflation Calculator

See how inflation changes the value of money over time, free. Enter an amount, a period and an average inflation rate to compare past and future purchasing power.

Inflation settings

Tip: many countries publish historical CPI data you can use for the rate.

Result

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How it works

Enter an amount, a start year, an end year and the average annual inflation rate. The calculator compounds the rate over the number of years to show the future equivalent of your money, how much purchasing power is lost, and what the amount would have been worth in the past. It is a simple compound-growth model: value x (1 + rate)^years.

Choosing the rate

The result is only as good as the rate you enter. For historical accuracy, look up your country's actual CPI inflation for the period (around 2-3% per year in the US over recent decades, much higher elsewhere). For future estimates, the rate is a guess: try a few scenarios to see the range of outcomes.

Inflation Calculator FAQs

What does cumulative inflation mean?
The total price increase over the whole period. If it is 34%, prices are 34% higher at the end than at the start, so your money buys 34% less in real terms.
Why is the future equivalent larger than my amount?
Because prices rise. You need more money in the future to buy what your amount buys today, so the future equivalent is higher.
Can I calculate backwards in time?
Yes. The result also shows the past equivalent: what your amount would have been worth in the start year.
Is this financial advice?
No. It is a simple math model with a constant rate. Real inflation changes every year, so treat results as estimates, not predictions.
Do I need an account to use it?
No. The calculator is free and runs entirely in your browser with no sign-up.
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