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Dummy IBAN Generator

Generate dummy IBANs with valid mod-97 checksums for testing payment forms, validation logic and UI mockups. Supports several countries with correct per-country lengths. For testing only, never for real transfers.

Dummy IBAN options

For testing only. These IBANs are randomly generated, pass the checksum format check, and do not belong to any real account. Never use them for real transfers.
Press Generate IBANs.

Everything runs locally. Nothing is sent to any server.

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How the checksum works

A valid IBAN is not just random digits: the two check digits after the country code are computed with the ISO 13616 mod-97 algorithm. The BBAN is moved behind the country code and 00, the letters become numbers (A=10, B=11, and so on), and the check digits equal 98 minus the remainder mod 97. Every IBAN this tool makes passes that checksum, so it survives format validation in test suites.

Safe uses and limits

Use these IBANs for form validation testing, UI mockups and payment-flow QA where a field must look structurally valid. They are random and belong to nobody. Never use them for real transfers, KYC checks or anything touching real money: banks will reject them and misuse can look like fraud.

Dummy IBAN Generator FAQs

Will these IBANs pass validation?
They pass the mod-97 checksum, so format validators accept them. But they are random and not tied to any real account, so any real transfer attempt will fail. They are for testing only.
Can I receive money with a generated IBAN?
No. Real IBANs are issued by banks. Generated ones are random and belong to nobody, which is exactly why they must never be used for real payments.
What are the check digits?
The two digits after the country code. They are calculated with the mod-97 algorithm over the rest of the IBAN and catch typos and transposition errors.
Why do IBAN lengths differ by country?
IBAN length varies by country: Germany 22, France 27, Spain 24, Netherlands 18, Belgium 16, and so on. The tool builds the correct length for each supported country.
Is a generated IBAN personal data?
No. These are random test values, not personal data. They contain no names, no balances and no link to any real person or account.
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